FAQs about applying for credit cards online with Seasoned Tradelines


Q: Who are you and how do you make your money?

We may receive or collect several types of information about you. This information is collected as described below.

Q: What information will I need to provide for a credit card application?

You will need to provide basic information about yourself such as your driver's license number, Social Security number, date of birth, address and annual household income.

Q: How long does it take to receive a credit card application decision?

The waiting time varies. Some credit cards offer instant approval; others require weeks. Generally, the better your credit rating, the faster the response time for a credit card application. Once a decision is made you will be notified by mail, e-mail or both.

Q: Are online credit card applications secure?

All credit card applications linked to from CreditCards.com feature Secure Socket Layer (SSL) technology and offer the highest level of internet security involving sophisticated data encryption. Your information is safe.

Q: Can I apply for more than one credit card?

Yes, you can apply for more than one credit card. Many people have multiple credit cards. However, only card issuers can decide whether they want to approve your application for an additional card. If you have several credit cards, at some point issuers may decide that your total available credit is already high relative to your income, and may decide not to issue you more credit cards.

Q: Is a checking account required with the bank I want to apply for a credit card with?

No. You do not need a bank account open with a particular bank in order to apply for its credit card.

Q: I have additional questions; do you have a customer support department?

Yes. If you have additional questions, please visit our customer support area.